Best affordable 5G phones under Rs. 20,000 in India for 2022

PRICE
VERDICT
REASONS TO BUY
REASONS TO AVOID
VERDICT
REASONS TO BUY
REASONS TO AVOID
Realme 9 5G
(Image credit: Future)

5G is almost here! Airtel has announced that it will launch 5G in India in August itself, and Jio will be rolling out 5G soon in India. 

Since the release of the first 5G phone in the country, smartphone manufacturers are regularly dishing out products that will support ultra-fast mobile internet whenever available. 

Best budget phones under Rs 20,000

1. iQoo Z5 5G

2. Realme 9 5G Speed Edition

3. OnePlus Nord CE 2 Lite 5G

4. Realme 9 Pro 5G

5. Poco X4 Pro 5G

6. Redmi Note 11 Pro Plus 5G

7. Moto G71 5G

8. iQoo Z6 5G

9. Vivo T1 5G

10. Poco M4 Pro 5G

11. Redmi Note 11T 5G

12. Poco M4 5G

13. Samsung Galaxy F23 5G

14. Samsung Galaxy M33 5G

15. Motorola Edge 20 Fusion

16. Lava Agni 5G

These smartphones are selling like hotcakes as consumers also want to ensure that their smartphone is future-proof and they do not have to purchase a new device once 5G is commercially rolled out in the country.

Smartphone makers like Realme and Chipset maker MediaTek have already helped democratise the next-gen connectivity and pretty soon we might see 5G phones at under Rs. 10,000.

We have compiled a list of phones that offer 5G support under the Rs. 20,000 price range. Finding the one that could cater to your needs isn’t tricky for now as the category is not much crowded. 

iQoo Z5

(Image credit: iQoo)

1. iQoo Z5 5G

Specifications

Display: 6.67-inch IPS LCD display, 120Hz
Processor: Snapdragon 778G
RAM: 8GB
Storage: 128GB
Battery: 5000mAh, 44W charging
Rear camera: 64MP+8MP+2MP
Front camera: 16MP
OS: Android 11

Reasons to buy

+
Best in class performance
+
Battery life
+
Stereo speaker setup

Reasons to avoid

-
Camera could be better

This is the predecessor to the popular iQoo Z6 series, and it still holds its own against any of the phones in this segment. 

iQoo Z5 5G has Snapdragon 778G at its core and it is a performance beast amongst other chipsets in this segment. 

On the front, there is a 6.67-inch Full HD+ LCD that has a refresh rate of 120Hz. On the back, we can see the triple camera setup consisting of a 64MP primary camera, 8MP ultra-wide camera and a 2MP macro sensor. 

The phone is backed up by a 5,000mAh battery with 44W fast charging support. 

Realme 9 5G SE

(Image credit: Flipkart)

2. Realme 9 5G Speed Edition

Specifications

Display: 6.6-inch IPS LCD display, 120Hz
Processor: Snapdragon 778G
RAM: 6GB/8GB
Storage: 128GB
Battery: 5000mAh, 30W charging
Rear camera: 48MP+2MP+2MP
Front camera: 16MP
OS: Android 11

Reasons to buy

+
Best in class performance
+
144Hz display

Reasons to avoid

-
Below average cameras
-
No stereo speakers

Realme 9 SE 5G is the phone to get if you want the maximum performance for under Rs. 20,000.

It comes with Snapdragon 778G chipset, which is undoubtedly the most powerful 5G chipset in the segment. 

Realme 9 Speed Edition comes with a 6.6-inch Full HD+ LCD with a refresh rate of 120Hz. 

Cameras are where Realme cut costs with on this phone, the camera setup might look like a camera setup from the segments below. The primary camera is a 48MP primary sensor, while there are two auxiliary 2MP sensors. 

The phone is backed up by a 5,000mAh battery with 30W fast charging support. 

Check out Realme 9 5G SE on Flipkart (opens in new tab)

Check out Realme 9 5G SE on Flipkart (opens in new tab)

Rs. 19,999

OnePlus Nord CE 2 Lite 5G primary camera setup

(Image credit: Future / Sachin George)

Specifications

Display: 6.6" FHD+, LCD, 120Hz
Processor: Snapdragon 695
RAM: 6/8GB
Storage: 128GB
Battery: 5000mAh, 33W charging
Rear camera: 64MP+8MP+2MP
Front camera: 16MP
OS: Android 12, Realme UI 3.0

Reasons to buy

+
Great for low-light photography
+
Value for money
+
Solid battery life

Reasons to avoid

-
More bloatware than we’d like

OnePlus Nord CE 2 Lite 5G is OnePlus's one of the cheapest smartphones in India. 

It comes with a 6.59-inch Full HD+ LCD with a refresh rate of 120Hz. This might seem weird to long time OnePlus fans, it is the only OnePlus phone in India to come with an LCD panel.

Coming to the cameras, there is a 64MP triple camera. A 64MP primary camera, a 2MP depth camera and a 2MP macro sensor. On the front, there is a 16MP selfie camera. 

The phone is backed up by a 5,000mAh battery with a 33W fast charger in the box. OnePlus Nord CE 2 Lite 5G comes with Android 12 out of the box, with OxygenOS 12. 

Realme 9 Pro

(Image credit: Realme)

4. Realme 9 Pro

Specifications

Display: 6.6" FHD+, LCD, 120Hz
Processor: Snapdragon 695
RAM: 6/8GB
Storage: 128GB
Battery: 5000mAh, 33W charging
Rear camera: 64MP+8MP+2MP
Front camera: 16MP
OS: Android 12, Realme UI 3.0

Reasons to buy

+
Great for low-light photography
+
Value for money
+
Solid battery life

Reasons to avoid

-
More bloatware than we’d like

Realme’s number series phones often come with impressive specifications and the Realme 9 Pro isn’t an exception. It is indeed one of the best camera phones under Rs. 20,000 price point.

The camera specifications of the triple rear camera setup on this phone include a 64 MP primary sensor with f/1.8 along with an 8 MP sensor with an ultra-wide lens offering a 119-degrees field of view and a 2 MP macro snapper with f/2.4. It also has a 16MP front-facing selfie snapper.

Apart from the hardware, the camera application on this phone comes with a ton of features that allows users to capture interesting images and shoot some great videos.

Some of its camera features are a super-Nightscape mode that captures more details than usual. If you want to capture the night sky, Realme offers Starry Night mode which can produce stunning images with the help of a tripod. 

The phone ship with Android 12 out of the box and though the Realme UI 3.0 offers a lot of tweaks and features, we aren’t fond of the ton of bloatware that the phone is riddled with. There is also an excellent 6.6-inch LCD panel with a 120Hz refresh rate.

Buy Realme 9 Pro on Flipkart (opens in new tab)

Buy Realme 9 Pro on Flipkart (opens in new tab)

El POCO X4 Pro 5G fotografiado por nosotros en el MWC 2022

(Image credit: TechRadar España)

Specifications

Display: 6.67-inch Full HD+ AMOLED display, 120Hz
Processor: Snapdragon 695
RAM: 6GB/8GB
Storage: 128GB
Battery: 5000mAh, 67W charging
Rear camera: 64MP+8MP+2MP
Front camera: 16MP
OS: Android 11

Reasons to buy

+
Great display
+
Super fast charging speed

Reasons to avoid

-
Build could be better

Poco X4 Pro 5G might be the best phone on paper. It comes with the best display for the price, the best SoC for the price and the best charging speed for the price. 

Poco X4 Pro 5G comes with a 6.67-inch Full HD+ AMOLED display with a refresh rate of 120Hz. It is powered by Snapdragon 695 SoC. 

Coming to cameras, there is a 64MP primary camera, an 8MP ultra-wide camera and a 2MP macro camera. And there is a 16MP selfie camera on the front. 

There is a 5,000mAh battery with 67W fast charging. It comes with MIUI 13 out of the box based on Android 11.

Check out Poco X4 Pro 5G on Flipkart (opens in new tab)

Check out Poco X4 Pro 5G on Flipkart (opens in new tab)

Rs. 16,999

A Redmi Note 11 Pro Plus 5G from the front and back in a Forest Green shade

(Image credit: Xiaomi)

6. Redmi Note 11 Pro Plus

Specifications

Display: 6.67 AMOLED, 120Hz
Processor: Snapdragon 695
RAM: 6GB / 8GB
Storage: 128GB / 256GB
OS: Android 12
Rear camera: 108MP+8MP+2MP+2MP
Front camera: 16MP
Battery:

Reasons to buy

+
Very good battery life
+
Strong overall performance
+
Great Display

Reasons to avoid

-
Bulky & heavy
-
just 7 5G bands

The Redmi Note 11 Pro Plus isn't exactly available under Rs. 20,000, however, with regular deals and bank discounts you might be able to buy the phone at a bargain.

The phone features a 6.67-inches 120 Hz AMOLED panel with FHD+ resolution and Corning Gorilla Glass 5 for protection. Besides, the display on this phone comes with a 1200 nits peak brightness and 360Hz touch sampling rate. It draws power from a 5,000mAh battery with 67W fast charging over the USB Type C port.

 The Redmi Note 11 Pro Plus sports a triple-camera setup with the primary sensor being a 108MP snapper coupled with an 8MP Ultra-Wide, and a 2MP macro sensor.

moto_g71

(Image credit: Motorola)

7. Moto G71 5G

Specifications

Display: 6.4-inch FHD+ AMOLED, 90Hz
Processor: Snapdragon 695 5G
RAM: 6GB
Storage: 128GB
Rear camera: 50MP+8MP+2MP
Front camera: 16MP
Battery: 5,000mAh, 33W fast charge
OS: Android 11

Reasons to buy

+
90Hz screen
+
13 5G bands
+
clean Android experience

Reasons to avoid

-
Average camera

The Moto G71 not only comes with a 5G capable chipset but also offers an almost near-stock Android experience.

Moto G71 includes a 6.4-inch FHD+ AMOLED display with 700 nits of peak brightness and a 60Hz standard refresh rate. The smartphone houses a Qualcomm Snapdragon 695 processor coupled with 6GB RAM and 128GB internal storage. 

The Moto G71 sports a quad-camera setup consisting of a 50MP primary shooter, 8MP ultra-wide-angle shooter, and 8MP depth shooter. It rocks a 16MP camera for the sake of selfies and videos. The device is powered by a 5000mAh battery that supports 33W TurboPower. 

Check out Moto G71 at Flipkart (opens in new tab)

Check out Moto G71 at Flipkart (opens in new tab)

Price: Rs 15,999


iQoo Z6 5G

(Image credit: Amazon)

8. iQoo Z6 5G

Specifications

Display: 6.58-inch IPS LCD display, 120Hz
Processor: Snapdragon 695
RAM: 4GB/6GB
Storage: 128GB
Battery: 5000mAh, 18W charging
Rear camera: 50MP+2MP+2MP
Front camera: 16MP
OS: Android 12

Reasons to buy

+
Good performance
+
Good in-hand feel

Reasons to avoid

-
Slow charging 
-
No ultra-wide camera
-
No stereo speakers

iQoo Z6 5G is one of the cheapest Snapdragon 695 phones. It comes with a 6.58-inch LCD with a 120Hz refresh rate. One major gripe against this phone is the presence of a waterdrop notch, which makes the phone looks outdated from the front.

There is a triple camera setup of a 50MP primary camera and two 2MP auxiliary cameras for depth and macro. The brand should've given an ultra wide camera on this budget.

iQoo Z6 5G comes with a 5,000mAh battery that supports only 18W fast charging support. 

Vivo T1 5G

(Image credit: Vivo )

9. Vivo T1 5G

Specifications

Display: 6.58-inch IPS LCD display, 120Hz
Processor: Snapdragon 695
RAM: 4GB/6GB
Storage: 128GB
Battery: 5000mAh, 18W charging
Rear camera: 50MP+2MP+2MP
Front camera: 16MP
OS: Android 12

Reasons to buy

+
Good performance
+
Good in-hand feel

Reasons to avoid

-
Slow charging 
-
No ultra-wide camera
-
No stereo speakers
Check out Vivo T1 5G on Flipkart (opens in new tab)

Check out Vivo T1 5G on Flipkart (opens in new tab)

Rs. 15,990

Poco M4 Pro 5G colour options

(Image credit: Poco)

10. POCO M4 Pro 5G

Specifications

Display: 6.6-inch IPS LCD display, 90Hz
Processor: MediaTek Dimensity 810
RAM: 4GB/6GB/8GB
Storage: 64GB/128GB
Battery: 5000mAh, 33W charging
Rear camera: 50MP+8MP
Front camera: 16MP
OS: Android 11

Reasons to buy

+
90Hz refresh rate
+
Decent battery life
+
Good performance

Reasons to avoid

-
Inconsistent secondary camera

The Poco M4 Pro sports a 6.6-inch FHD+ IPS LCD display with a 90Hz refresh rate, 240 Hz touch sampling rate and DCI-P3 for a wider colour gamut. The phone is powered by a 6nm MediaTek Dimensity 810 SoC paired with Mali G57 GPU

The phone comes in three different variants with 4GB, 6GB, and 8GB of RAM. It is powered by a MediaTek Dimensity 810 SoC, UFS2.2 storage that is expandable up to 1TB and runs on MIUI 12.5 based on Android 11.

The Poco M4 Pro 5G also supports Turbo RAM which allows users to convert up to 3GB from the storage as virtual RAM. This comes in handy while handling static applications and offers enhanced performance.

The phone ships with a dual-camera setup with the primary sensor being a 50MP sensor coupled with an 8MP ultra-wide-angle lens with 119-degree FoV. There is a 16MP selfie camera on the front housed in a punch hole cut out. A 5,000 mAh battery with support for 33W fast charging powers the phone.

Check out the Poco M4 Pro 5G on Flipkart (opens in new tab)

Check out the Poco M4 Pro 5G on Flipkart (opens in new tab)

Price starts at Rs. 14,999

Redmi Note 11T 5G

(Image credit: Xiaomi)

11. Redmi Note 11T 5G

Specifications

Display: 6.6-inch 90Hz IPS LCD
Processor: MediaTek Dimensity 810
RAM: 6GB
Storage: 64/128GB
Battery: 5000mAh, 30W charging
Rear camera: 50MP+8MP
Front camera: 16MP
OS: Android 11

Reasons to buy

+
Performance
+
Crisp 90Hz display
+
Battery life and charging

Reasons to avoid

-
Average camera experience

This is the latest 5G smartphone from Redmi coming at a mid-range price. The handset brings considerable upgrades over its predecessor, the Redmi Note 10T. Key highlights include a powerful rear camera setup, adaptive refresh rate, fast-charging support. It is also IP53 rated and the display has Corning Gorilla glass.

The phone gets its power from Dimensity 810 processor. It gets up to 8GB RAM with a virtual RAM enhancement feature. It gets 50MP primary snapper and an 8MP ultra-wide angle shooter. It gets a 16MP front shooter and draws fuel from a 5,000mAh battery capacity that supports 33W Pro fast charging.

Poco M4 Pro

(Image credit: Future)

12. Poco M4 5G

Specifications

Display: 6.58-inch FHD+ LCD 90Hz
Processor: Mediatek Dimensity 700
RAM: 4GB/6GB
Storage: 64/128GB
Rear cameras: 50MP+2MP
Front cameras: 8MP
Battery: 5000mAh, 18W fast charging
OS: Android 12

Reasons to buy

+
Software updates
+
Smooth UI
+
Good cameras

Reasons to avoid

-
Relatively slow charging

If you want to buy the cheapest 5G phone, Poco M4 should be on top of your list. It is one of the most affordable 5G phones in India. 

It comes with a 6.58-inch FHD+ display with a waterdrop notch. The phone is powered by Mediatek Dimensity 700 SoC, Mediatek's lowest-end 5G chipset. 

Coming to the cameras, the phone comes with a 50MP primary camera and a 2MP depth sensor. On the front, there is an 8MP selfie camera. The phone is backed up by a 5,000mAh battery with 18W fast charging. 

Check out Poco M4 5G on Flipkart (opens in new tab)

Check out Poco M4 5G on Flipkart (opens in new tab)

Rs. 12,999

Samsung Galaxy F23 5G

(Image credit: Flipkart)

13. Samsung Galaxy F23 5G

Specifications

Display: 6.6-inch, LCD FHD+, 90Hz
Processor: Snapdragon 750G
RAM: 4GB/6GB
Storage: 128GB
Rear cameras: 50MP+8MP+2MP
Front cameras: 13MP
Battery: 5000mAh, 25W fast charging
OS: Android 12

Reasons to buy

+
Software updates
+
Smooth UI
+
Good cameras

Reasons to avoid

-
Relatively slow charging

Samsung is not far behind and is offering feature-rich phones in the mid-range segment. Its M-series and F-series are aggressively priced for price-sensitive markets like India. 

The Galaxy F23 is powered by Snapdragon 750G SoC and gets a Full HD Plus LCD display along with a 90Hz refresh rate. The phone comes with up to 8GB RAM and 128GB storage. It gets a 5,000mAh battery which is backed by a 25W Type-C fast-charger. Unfortunately, you'll have to buy a charging brick separately in case you plan to buy this phone. 

The Galaxy F23 sports a triple rear camera setup consisting of a 50MP primary shooter, an 8MP ultra-wide-angle shooter, and a 2MP macro shooter. For capturing selfies and attending video calls, the smartphone flaunts a 13MP front sensor.

Check out the Samsung Galaxy F23 5G at Flipkart (opens in new tab)

Check out the Samsung Galaxy F23 5G at Flipkart (opens in new tab)

Price: Rs 15,999

Galaxy M33 5G

(Image credit: Samsung)

14. Samsung Galaxy M33 5G

Specifications

Display: 6.6-inch Full HD+, LCD, 120Hz
Processor: Exynos 1280
RAM: 6GB / 8GB
Storage: 128GB
Rear camera: 50MP+5MP+2MP+2+2MP
Front camera: 8MP
Battery: 6000mAh, 25W charging
OS: Android 12

Reasons to buy

+
Excellent battery life
+
Supports 12 5G bands

Reasons to avoid

-
Slow charging

Samsung brings affordable Android smartphones from its M-series as well. The smartphone gets Exynos 1280 5G chipset and up to 8GB RAM and 128GB storage option. The phone features a 6.5-inch HD Plus resolution LCD panel V-display which isn't the most modern combination.

It gets a quad-camera setup on the back with a 50MP primary snapper, accompanied by a 5MP ultra-wide-angle lens, a 2MP macro lens, and a 2MP depth sensor. On the front, the phone features an 8MP camera sensor for selfies and video calls. 

It gets a 6,000mAh battery with 25W fast-charging support - which might not be the fastest when compared with the competition. The device runs on Android 12 out of the box.

Motorola Edge 20 Fusion

(Image credit: TechRadar)

15. Motorola Edge 20 Fusion

Specifications

Display: 6.70-inch Full HD, 60Hz display
Processor: MediaTek Dimensity 800U
RAM: 6GB
Storage: 64/128GB
Rear camera: 108MP+8MP+2MP
Front camera: 32MP
Battery: 5000mAh, 33W charging
OS: Android 11

Reasons to buy

+
Excellent display
+
IP52 rating
+
Ready for PC connectivity

Reasons to avoid

-
Average low-light camera performance

Motorola Edge 20 Fusion’s 6GB RAM option comes for under Rs. 20,000 price tag from Flipkart. It has a Full HD Plus display with a 90Hz refresh rate. It is powered by MediaTek Dimensity 800U SoC. This 5G capable phone has a 108MP camera, which is the largest on the list. 

It has a dedicated Google Assistant and is IP52 rated. The triple camera setup includes 8MP ultra-wide and a 2MP depth sensor, other than the 108MP snapper. For selfies, it gets a 32MP snapper. It ships with Android 11 and MyUX interface on top.

Buy Motorola Edge 20 Fusion from Flipkart (opens in new tab)

Buy Motorola Edge 20 Fusion from Flipkart (opens in new tab)

Price: Rs. 20,000

lava_agni_goes_on_sale

(Image credit: Lava)

16. Lava Agni 5G

Specifications

Display: 6.78-inch IPS LCD 90Hz display, 1080x2460p
Processor: MediaTek Dimensity 810
RAM: 8GB
Storage: 128GB
Battery: 5000mAh, 33W fast-charging
Rear camera: 64MP+5MP+2MP+2MP
Front camera: 16MP
Operating system: Android 11

Reasons to buy

+
Good performance
+
Good battery life
+
Fast-charging
+
Design is good

Lava swiftly makes its way into the affordable 5G phones segment, which is dominated by incumbents like Realme, Xiaomi, and other players. Agni 5G phone comes as the first 5G phone from a homegrown brand. 

It is powered by MediaTek Dimensity 810 SoC, has a 90Hz display, runs stock Android and comes with 30W fast charging to power the 5,000mAh battery pack. 

The phone packs 8GB RAM and offers 128GB onboard storage.

Cheap 5G phones