If a phone isn't in the top 10 best phones in the world list, that doesn't mean it's not worth giving two hoots about.

Here's a few handsets you might want to think about should none of the above tickle your fancy... although you're clearly VERY hard to please:

Nokia Lumia 520

Lumia 520

The Nokia Lumia 520, much like its big brother the Nokia Lumia 620, is a jack of all trades and a master of none - although it really manages to make a good fist of everything it tries, for the low, low price tag it carries.

It looks good, it's got a decent screen both in terms of size and resolution, it rarely stutters or slows down, it's great for calls and messaging, reasonable for media and okay for photos.

To achieve a lower price point the 520 has had to strip away a few things - there's no NFC, compass, camera flash or front facing camera here.

But on the other hand it's also got a bigger screen, a larger battery, a sleeker, slimmer, lighter build and the same processor and RAM as the Nokia Lumia 620, so in many ways it's actually better.

Combine that with a lower price tag and we reckon that this just might be the best entry level Windows Phone 8 handset that you can buy and certainly the best value.

Quick verdict

The Nokia Lumia 520 certainly isn't an iPhone or Samsung Galaxy beater - but it's a superb Windows Phone device that you can pick up for under $150. If you're a fan of a simple interface with some quality add-ons, then you should definitely look at Nokia's latest attempt to win over the smartphone naysayers.

Samsung Galaxy S3

Galaxy S3

With the Samsung Galaxy S4 (and friends) now launched, the S3 has predictably fallen out of focus somewhat.

But don't worry: the S3 is still a strong phone: it's got a good slug of decent features we want and more, and knows what it's doing with processor speed and media management too.

Would we recommend you buy one if you're hankering for a spot of Samsung? Yes, but only if you're trying to save a lot of money, as it's really ageing now.

Price isn't the only reason the Samsung Galaxy S3 is worthy of consideration though. Smart Stay, Super AMOLED HD screen, up to 128GB storage, Music Hub, removable battery, quick camera; for the price, this phone still delivers in ways that many others on the market can't.

Quick verdict

If you're after a decent slab of Samsung tech, the Galaxy S3 is an OK choice. Samsung faced an almost impossible task in trying to create a worthy sequel to the Galaxy S2, and while this is an older model, it's still worth a look.

Samsung Galaxy Note 2

Galaxy Note 2

Many (including us, we admit) were not convinced when the original Samsung Galaxy Note launched. Who on earth would want something so big to make their calls and surf the internet, even with a glorified stylus? Cue awkward silence.

Millions of you, it would appear. The Galaxy Note sold by the bucketload, so how do you follow that up? With something better, of course - the Samsung Galaxy Note 2, which has shifted millions of units worldwide, and now is the elder statesman thanks to the new Galaxy Note 3 appearing.

Still a strong and eye-catching device, the Galaxy Note 2 is well-connected, and thanks to that increased screen size (up to an eye-bulging 5.5-inches), is, among many things, a quality media player.

Air View, Multi-window, a dock that can turn it into a fully-fledged computer - it's all here, people..

Quick verdict

As a phone, it's big, but once you get over that, if you can, it's great. As a PMP, it really does excel, but there are better options on the market (Note 3 and Sony Xperia Z Ultra, for instance).

Ultimately, there's no getting away from the fact that the Samsung Galaxy Note 2 is a niche device. But it does almost everything it sets out to do perfectly, with grace, class and maximum functionality.

With a lower price, it's still powerful enough to last for at least a year, so we have no qualms recommending it as a viable option for your next phone.

iPhone 5C

iPhoen 5C

What's this? A new iPhone not making it into the top five? Wait... not even the top ten?

Well, you can't really blame us. This isn't a new iPhone - it's last year's device in brand new package with more colours to choose from.

There are more LTE bands to choose from too, which is important to Aussie buyers as it means it can give superfast speeds from all the networks.

It's still a really rather good phone, with the Retina display still giving market-leading colour reproduction, a strong camera and the best App Store around.

Quick verdict

We'll be honest: this is the section the iPhone 5 would have lived in, as the iPhone 5C is just a tweaked version of 2012's model, the same phone with a new skin.

There will be loads of people looking to buy it simply because the iPhone now comes in pink or green, and to those we say: look at the Lumia range. Nokia's been doing the same thing for years and at a much, much cheaper price point.

The iPhone 5C is the same as a every phone from Apple: too expensive for what it is, but if you're desperate for such a device from the Cupertino brand then this is still a strong handset to plump for - but beware of getting the 8GB option as it can fill up with apps or media very quickly.

Samsung Galaxy S4 Mini

Samsung Galaxy S4 Mini

Samsung created a mid-range handset, putting itself right against the 4G-toting Sony Xperia SP and Nokia Lumia 820 - but most importantly now in a war with the HTC One Mini too.

The Galaxy S4 Mini takes the design language of the full-fat S4, and does well to shrink it down without losing the same 'atmosphere'.

A vibrant screen, bright and clear enough, added to the fact it's only 4.3-inches large, mean the S4 Mini is a lot easier to hold in the hand, and the camera is as powerful as we'd expect on a phone of this size and price point.

Quick verdict

What you get with the Samsung Galaxy S4 Mini is a far better trade off of price and features than you got with the Samsung Galaxy S3 Mini, and a phone that sits very comfortably within the S4 range.

It's got a lot of the S4 power at a lower price point, and while the S3 to S3 Mini divide was just too great in our eyes, the S4 Mini is a lot closer to its bigger brother.

Nokia Lumia 1520

Nokia Lumia 1520

The Nokia Lumia 1520 is a trailblazing 6-inch smartphone that forges a path for Windows Phone 8 into true high-end territory. And what a swathe this oversized phablet cuts - it's huge.

Its 6-inch 1080p display is a thing of beauty, and is a great way to watch videos and view photos on the go.

Nokia has produced another excellent camera phone here, learning lessons from the Nokia Lumia 1020 and the Nokia Lumia 925 to produce a very well balanced snapper.

However, there's also no denying that this is a ridiculously large phone, and whipping one out in public will be as embarrassing as it is tricky to wield for those who appreciate a little subtly and mobility from their phones.

Quick verdict

The Nokia Lumia 1520 is an absolute beast of a phone that we suspect only the large-handed and generous pocketed will be able to live with day to day.

Those who accept the challenge will find the most capable Windows Phone 8 device yet, with top-of-the-range specs that include a stunning 1080p display and a superb 20-megapixel camera.

Sony Xperia Z1

Sony Xperia Z1

The Sony Xperia Z1 is another powerhouse of a phone. With a 20.7MP camera with G Lens technology, the ability to withstand rain, snow and sand and a superfast Snapdragon 800 processor running the show, it's clearly a great handset to have around.

It also comes in a variety of funky colours, has a pleasing build quality that helps justify the higher price to a degree and basically offers the best of the Sony brand in a smartphone.

We do have a few reservations insofar as the Z1 doesn't really carry the mantle the Xperia Z created; it's got a massively uprated camera and screen technology, but neither particularly wow.

Quick verdict

Don't think that this is anything less than a leading phone from Sony. It's just that the added thickness to accommodate the camera doesn't impress enough to plop it into the top five, nor the sub-par screen, and after the really great showing from the Xperia Z, we were a little disappointed.

It's only better than the Z1 Compact if you want a larger screen - other than that, the two are identical.