Getting started with Apple Pay
The beauty of Apple Pay is that it is classically 'Apple'. Simple and elegant, it combines the tech you've already got (an iPhone with Touch ID) with a one-step payment process, all wrapped up in watertight security safer than traditional chip and PIN.
All you need to do is place your iPhone near any NFC card terminal and rest your finger on its Touch ID sensor. The foundations are laid – in a few years we could be looking back at the dawning of yet another Apple revolution.
1. Wallet setup
To begin using Apple Pay, open Wallet (formerly Passbook), tap Add Credit or Debit Card and enter your card details.
Tap Next, after which your card will be verified by your bank – once that's done, tap Next. You can now use Apple Pay. You can also register through your bank's own app.
The process is largely similar to Passbook's – see your bank's website for more details.
2. Using Apple Pay
Hold your iPhone near the contactless card reader and an image of your card will appear on the screen. Then, just rest your finger on the Touch ID sensor (but don't press the Home button), wait for a second for it to confirm your fingerprint, and voila! It's as easy as that.
To use a different card, tap the one on screen and choose another. (In iOS 9, prep a card at the Lock screen by double-clicking the Home button).
3. In-app purchases
Using Apple Pay in an app is just as simple as using it elsewhere. Simply tap the 'Buy with Apple Pay' button, review your payment details, then place your finger on the Touch ID sensor to finish the transaction.
This is a much more streamlined process than entering your Apple ID details, and the biometric authorisation makes it more secure.
4. Pay with Apple Watch
Apple Pay also works brilliantly with Apple Watch. Open the Apple Watch app on your iPhone and tap My Watch.
Next, tap Passbook & Apple Pay, then Add Credit or Debit Card, and then Next. Enter your card's details, then tap Next.
To use Apple Pay with your Watch, double-click the side button, then hold your Watch's face to the card reader until you hear a tone and feel a slight pulse, which confirms the transaction was completed. For a more in-depth look, check out our guide on how to set up Apple Pay on the Apple Watch.