Low-cost webcams tend to get us about as excited as the prospect of a wet Wednesday with the Phone Box Enthusiasts Club of Great Britain.
Having said that, this effort from Genius has enough nifty real-time special effects to keep us simple types amused for at least 20 minutes or so. Quality-wise it's a straightforward 1.3 megapixel picture, thanks to a CMOS sensor that's probably been passed around the various manufacturers more frequently than the proverbial dutchie.
There's some security software included too, but as you'd expect from a £20 cam it's a bit ropey - you wouldn't trust it with guarding an egg and bacon sandwich, let alone your precious PC.
By and large, though, the 1320 should perform admirably on MSN/Skype duties and since you're not going to be filming Ghandi II on a webcam, that should be just fine.