If you have identity theft protection through a service or your bank, you're likely operating under the assumption that they've got your back under any and all circumstances. You might be surprised to discover that this default coverage falls short in a lot of areas. From sufficient scam-protection coverage to adequate monitoring, you need to make sure your identity theft protection is as complete as possible.
If you need broader identity theft protection and financial monitoring than most banks and competitors provide, LifeLock is your go-to. As the #1 customer-rated identity theft protection service, you won't have to worry about baddies getting their hands on your info. You'll have the experts on your side. Here are some ways LifeLock helps you avoid close calls so you can relax.
TL;DR
- Some banks and identity theft protection companies don't provide the coverage you need to truly feel secure.
- LifeLock monitors your financial accounts and watches the dark web for any sign your identifying information has been leaked.
- With identity theft insurance up to $3 million per member, you've got the support you need to feel safe online.
Financial monitoring
You can expect a bank to monitor your account, but if you think that's the only way scammers can gain access to your finances and ruin your credit, you're wrong. LifeLock simply keeps you informed on all of your accounts. It starts with multi-bureau credit monitoring, then widens its surveillance to include payday loans, utilities, and assets like investments or retirement accounts. All of LifeLock's plans offer advanced account alerts, with the Total plan allowing alerts across unlimited accounts. The Total plan even offers phone takeover protections, shielding you from SIM swaps. All this helps you stay abreast of your entire financial world instead of just a small portion of it.
Dark web monitoring
You don't even use the dark web. How can you keep an eye on it? Luckily, LifeLock's trustworthy experts keep you informed, even in the most out-of-the-way places online. It monitors over 120 data types on the dark web and alerts you when your information has been found. Getting an alert that your phone number, Social Security number, or credit card details are lurking on the dark web can stoke your worst identity-theft fears, but having that information lets you act quickly to protect yourself against scams and fraud.
Scam protection
If you become a victim of a scam or identity theft, you're in good hands with LifeLock. First off, you'll be connected with a U.S.-based restoration specialist who works on your case from beginning to end, handling the recovery process while you get on with your life.
If you've lost money in a scam, LifeLock offers up to $10K in reimbursement. This money is issued by third-party insurers, whereas banks often offer zero coverage. If you're dealing with a bigger identity theft issue, LifeLock provides up to $3 million of insurance coverage per member through third-party insurers. This covers a wide variety of potential losses, including stolen funds, personal expenses, and experts to clear your name.
Data broker removal
One of the worst parts of having your information stolen as part of a scam or a data breach is knowing you have vulnerable information just out there for people to discover. LifeLock does its best to mitigate that with automatic data broker removal. Every 90 days, LifeLock will scan people-search sites to see if your info has popped up. If it has, it will send a takedown request automatically, taking that stress off your plate.
Transparent plans
One final obstacle that some other identity theft protection services toss at you is unclear pricing. You agree to one price, and then it jumps after a year. That's just not a problem with LifeLock. It offers three different tiers with clear pricing and detailed information. Per year, you can expect to pay $124 for the Core plan, $199 for the Advanced plan, and $349 for the Total plan. Whether you're looking for protection for your family's vast financial network or just want a little peace of mind, LifeLock has it handled.
