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Having your identity stolen is stressful. It often happens out of nowhere. It starts with something like a hit on your credit, and suddenly, your financial life is spiraling.
Being the victim of identity theft might make you feel vulnerable, as if you've done something wrong, but it can happen to anyone. You just need someone to help you pick up the pieces. LifeLock helps limit financial damage and takes over the recovery burden. Let's walk through how LifeLock helps you out after its early-detection warnings trigger.
First step: contact LifeLock
With LifeLock's multi-bureau credit monitoring, you'll likely catch suspicious activity early. When you notice suspicious activity, your first step should be to contact your bank and LifeLock. You'll be paired with a dedicated U.S.-based restoration specialist. This expert will be your point of contact, and they'll be on top of your case until it's resolved. LifeLock puts its money where its mouth is, with a 100% restoration guarantee. If they can't resolve your issue, you'll get a refund for the current term.
Trust the monitoring
LifeLock's monitoring tends to cover more ground than the bank's standard security. It will keep an eye on investments, payday loans, home titles, USPS address changes, and court records. It'll even search the dark web to ensure no stone is left unturned. This comprehensive approach lets you see where your information is exposed, giving you an idea of where the leak might have started.
Remember, lightning can strike twice. If you've had your identity stolen before, you aren't immune to it happening again. Keep an eye on those alerts. A hit on your credit report can be the first clue something is wrong. LifeLock's three-bureau credit monitoring can be a lifesaver.
The three R's
LifeLock sets things right again by using the three R's: restoration, recovery, and reimbursement. We've already talked about how a restoration specialist will handle your case, but how do they actually put you back on the right track?
Data removal is essential to recovering after a breach or scam. Your information is out there for anyone with ill intent, and LifeLock will do automatic data broker removal scans. These comb through people-search sites every three months, sending removal requests that will ensure your personal information stays personal.
Reimbursement is the final key. If you're the victim of identity theft, there are several ways LifeLock can help make you whole. Its dedicated scam support can get you up to $10,000 in situations where banks aren't usually willing to cover the expenses. On a larger scale, LifeLock offers up to three million dollars of identity theft insurance per member. This can cover stolen funds, personal expenses, and lawyer fees.
With qualified restoration specialists handling your case, insurance coverage, and scam reimbursement, LifeLock takes the stress out of a bad situation.
