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Best phones under Rs 20,000 in India for September 2020

(Image credit: Aakash Jhaveri)
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REASONS TO BUY
REASONS TO AVOID
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REASONS TO BUY
REASONS TO AVOID

Mid-range smartphones are extremely popular in India. There are two major aspects that differentiate the flagship and a mid-range phone - the camera performance and chipset being used. 

From the past couple of years, we’ve seen companies trying to fill the bridge the gap between two segments with smart software implementations. And, thanks to the powerful SoCs from Qualcomm especially the 7 series, the mid-range segment performance has been taken to the next level. One thing you can expect from a mid-range device is good battery life, which even some flagship smartphone tend to lack. 

The list of the best value for money phones under Rs 20,000 offers a good display, a big battery with fast charging, great camera performance, and more. For the first time, we are also seeing high refresh rate displays trickle down to this segment.

Selecting a phone can still be a challenging task despite the plethora of options. While some companies may have the best specs on paper in a given price range, the lack of software optimisation can make those phones a poor option when compared to others. 

In this guide, we have listed some of the best value for money smartphones available under Rs 20,000 in India. In case you'd like to explore the adjoining price segments, you can also check out our other compilations.

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(Image credit: Poco)
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(Image credit: Poco India)
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(Image credit: Poco India)

Poco X3

Back to basics

Display: 6.6-inch LCD, 120Hz | Processor: Snapdragon 732G | RAM: 6/8GB | Storage: 64/128GB | Battery: 6000mAh, 33W charging | Rear camera: 64MP + 13MP + 2MP + 2MP | Front camera: 20MP

120Hz display
Excellent battery life
Reliable cameras
Great for gaming
Heavy
LCD panel
Not the fastest charging

The new Poco X3 is the best smartphone one can buy under Rs 20,000. It has no real weaknesses when the entire package is considered.

It is powered by the Snapdragon 732G chipset for great gaming performance, has capable cameras, a big 6,000mAh battery with support for fast charging and a buttery smooth 120Hz display.

Read our Poco X3 review

Check out the Poco X3 on Flipkart

(Image credit: Aakash Jhaveri)

Realme 7 Pro

Two steps forward, two steps sideways

Display: 6.4-inch, Full HD+ Super AMOLED | Processor: Snapdragon 720G | RAM: 6/8GB | Storage: 128GB | Battery: 4500mAh, 65W charging | Rear camera: 64MP + 8MP + 2MP + 2MP | Front camera: 32MP

Insanely fast charging
Super AMOLED display
Great cameras
Stereo speakers
Plastic back
60Hz refresh rate
Costlier than its predecessor

For starters, it is one of the cheapest phones with a Super AMOLED panel. You get a second-gen camera stack with a flagship Sony image sensor at the heart. On top of that, you get 65W Super Dat charge which can go from 0-100% in just 35 minutes. The Realme 7 Pro is currently the most well-rounded smartphone in the Indian market in the sub Rs 20,000 market.

It really blurs the line between budget phones and flagships with a beautiful AMOLED display, a premium hardware package, reliable cameras and market-leading charging capabilities. Even if more competition is just around the corner, the 7 Pro should be able to hold its own for a while in many aspects.

Check out Realme 7 Pro on Flipkart

Read our Realme 7 Pro review

Poco X2

Poco X2 (Image credit: Future)

Poco X2

The legend is back

Weight: 208g | Dimensions: 165.3 x 76.6 x 8.8 mm | OS: MiUI 11, Android 10 | Screen size: 6.67-inch | Resolution: 1080 x 2400 | CPU: Snapdragon 730G | RAM: 6/8GB | Storage: 64/128GB | Battery: 4500mAh | Rear camera: 64 + 8 + 2 + 2MP | Front camera: 20MP

Very capable cameras
120Hz display
Great performance
Big battery
MiUI

Poco is finally back to India, and this time, it tries to replicate the same success in the budget segment with the Poco X2. For starters, it is now the most affordable smartphone in India with a Snapdragon 730G chipset.

Not just that, it is also the cheapest phone with a 120Hz refresh rate display, with the closest alternative costing almost twice as much. This should combine well with the hardware and MiUI 11 optimizations for a very smooth experience.

Lastly, it also brings one of the most capable camera packages on any smartphone, with the new 64MP Sony IMX686 image sensor as the primary camera, and 8MP ultra-wide shooter, a 5MP macro lens and a depth sensor.

Topping it all off, the Poco X2 has a generous 4,500mAh battery with support for 27W fast charging.

Read our Poco X2 review

Buy from Flipkart

(Image credit: Realme)

Realme 6 Pro

Weight: 202g | Dimensions: 163.8 x 75.8 x 8.9 mm | OS: Realme UI, Android 10 | Screen size: 6.6-inch | Resolution: 1080 x 2400 pixels | CPU: Snapdragon 720G | RAM: 6/8GB | Storage: 64/128GB | Battery: 4300mAh | Rear camera: 64MP + 12MP + 2MP + 2MP | Front camera: 16MP + 8MP

90Hz display
30W fast charging
Telephoto camera
Dual selfie camera

The Realme 6 Pro aims to be the best all-rounder in this segment, and pretty much succeeds at that. It has a smooth 90Hz display which is a rare find in this segment. 

It is powered by the new Snapdragon 720G, which strikes a beautiful balance between performance, efficiency and thermals. It's also the only one with a meaningful dual-selfie camera setup, bringing an ultra-wide sensor to the front as well. The rear cameras are extremely reliable too, and this is the only one with a telephoto shooter in this segment.

Buy the Realme 6 Pro from Flipkart

(Image credit: Redmi)

Redmi Note 9 Pro Max

Weight: 209g | Dimensions: 165.5 x 76.7 x 8.8 mm | OS: MIUI 11, Android 10 | Screen size: 6.67-inch | Resolution: 1080 x 2400 | CPU: Snapdragon 720G | RAM: 6/8GB | Storage: 64/128GB | Battery: 5020mAh | Rear camera: 64 + 8 + 5 + 2MP | Front camera: 32MP

Impressive quad camera
Exceptional battery life
Reliable performance
Heavy
Ads in UI

The latest budget phone from the house of Xiaomi, the Redmi Note 9 Pro Max is a beast in all aspects. It retains the usual big display and big battery of the series and takes them to the next level to provide exceptional battery backup.

The star of the show is the new camera array, sporting a 64MP primary camera and an 8MP ultra-wide shooter. Along with a new processing algorithm, there's also a ton of shooting modes and a very comprehensive manual mode too.

Buy from Amazon

(Image credit: Samsung)

Samsung Galaxy M31s

Display: 6.5-inch FHD+ | Processor: Exynos 9611 | RAM: 6/8GB | Storage: 128GB | Rear camera: 64 + 12 + 5 + 5MP | Front camera: 32MP | Battery: 6,000mAh, 25W fast charging

Display
Good battery 
Camera performance
Performance

The successor to the vastly popular Galaxy M31, the Galaxy M31s is a mid-range phone from the house of Samsung. You get a 6.5-inch Super AMOLED Infinity-O screen with Full HD+ resolution. It is powered by the Snapdragon 9611 chipset. That is paired with up to 8GB of LPDDR4X RAM. There is a massive 6,000mAh battery pack with support for 25W fast charging over USB Type-C. It also supports reverse charging via Type-C to Type-C cable that's included in the box.

On the camera front, you get a quad-camera stack with a 64MP f/1.8 primary camera, followed by a 12MP ultra-wide shooter with a 123-degree field-of-view, a 5MP depth sensor for portraits and a 5MP macro lens. Selfies are handled by a 32MP camera. The fingerprint scanner is now embedded within the power button on the right. 

Check out Samsung Galaxy M31s on Amazon

Read our Samsung Galaxy M31s review

(Image credit: motorola)

Motorola One Fusion Plus

Weight: 210g | Dimensions: 162.9 x 76.4 x 9.6mm | OS: Android 10 | Screen size: 6.5-inch | Resolution: 1080 x 2340pixels | CPU: Snapdragon 730G | RAM: 6GB | Storage: 128GB | Battery: 5000mAh | Rear camera: 64MP + 8MP + 5MP + 2MP | Front camera: 16MP

Versatile camera
Big battery
Near stock Android
Not very fast charging
60hz display
Plastic body

With the launch of the Motorola One Fusion Plus recently, Motorola took us all by surprise with its aggressive pricing. Also, another surprise was the Snapdragon 730G chipset instead of vanilla Snapdragon 730. The device is backed by a 5,000mAH battery and 15W fast charging via Type-C port. 

The Motorola One Fusion Plus comes with a full-screen 6.5-inch Full HD display with 91% screen to body ratio. You get a 16MP pop-up camera . Over at the rear you get a 64MP quad-rear cameras setup with an 8MP ultra-wide camera followed by a 5MP macro and a 2MP depth sensor. 

 It runs on Android 10 OS and features Moto display and Moto actions like Quick capture, three-finger screenshot, screenshot toolkit, flip for DND, Pick up to silence, and Media controls.

Buy Motorola One Fusion Plus on Flipkart 

Best smartphones under Rs 20,000

DevicePrice
Poco X3Rs 16,999
Realme 7 ProRs 19,999
Poco X2Rs 17,499
Realme 6 ProRs 17,999
Redmi Note 9 Pro MaxRs 18,499
Samsung Galaxy M31sRs 19,499
Motorola One Fusion PlusRs 17,499

With the smartphone market back to full swing, the under Rs 20,000 segment continues to be one of the most exciting ones. On the horizon, we expect Xiaomi's Redmi Note 10 series to lead the charge.