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Best camera phones under Rs 20,000 in India

A photo of the Vivo V21 5G, focused on the rear camera
(Image credit: TechRadar)

The camera specifications of a smartphone are as important as the other innards, so much so that the camera performance has become one of the primary requirements for most. Unlike the cameras of yesteryears, smartphones are the go-to gadget for people who want to experiment with photography – thanks to their compact size and portability.

Best camera phone under Rs 20,000

And when you talk about the best camera performance on a smartphone, Google’s Pixel lineup is the perfect example of what can be achieved if hardware and software are perfectly optimized. Up until the latest generations, most Pixel phones equipped with a single sensor produced great images – all thanks to Google’s software optimization.

This is probably the reason why you’d see most brands focusing heavily on the camera specifications of the phones. Most modern phones feature either a 48MP, 64MP or even a 108MP main camera. However, as mentioned above just a higher megapixel count doesn’t always reflect better camera performance.

That said, once a core feature of flagship and premium phones, even affordable phones these days offer impressive camera performance. You don’t need to spend a fortune to get a phone that can shoot great images or record impressive videos out of the box. While we are at it, some brands are even coming up with features that help users shoot video blogs or vlogs on the go.

All this under a price point of Rs. 20,000 is an impressive deal. Isn’t it? Hence, here’s a quick list of the best camera phones under Rs. 20,000 that you can't go wrong with.

Redmi Note 10 Pro Max

(Image credit: Future)
Umpteen upgrades

Specifications

Display: 6.67-inch FHD+, AMOLED, 120Hz
Processor: Snapdragon 732G
RAM: 6/8GB
Storage: 64/128GB
Battery: 5020mAh, 33W charging
Rear camera: 108MP+8+5+2MP
Front camera: 16MP
OS: Android 11, MIUI 12
Weight: 193g
Thickness: 8.1mm

Reasons to buy

+
Lovely 120Hz AMOLED display
+
Reliable battery life
+
Great cameras

Reasons to avoid

-
Relatively slow charging
-
Inconsistent secondary camera

The Redmi Note 10 Pro Max still has one of the best camera setups on a budget phone as it comes with a meaningful set of cameras and features that are pretty easy to use for anyone without much photography knowledge. 

The device features a 108MP Samsung ISOCELL HM2 primary sensor which does an excellent job capturing great images. The results have plenty of detail and great colours, though at times a little too saturated for our liking. 

While the ultrawide lens could have been better, the 5MP macro camera is one of the best on a smartphone we’ve seen in a long time. It has 2x magnification which means you can get pretty close to a subject and capture some stunning images. As for the other features, the device comes with a lovely 120Hz Super AMOLED display, a capable chipset, and packs in a 5,020mAh battery unit that offers reliable battery life.

The 6GB/128GB variant of the Redmi Note 10 Pro Max could be the perfect phone for someone who wants a value for money device but without compromising on the performance.

Read our Redmi Note 10 Pro Max review

Realme 9 Pro

(Image credit: Realme)

2. Realme 9 Pro

Camera modes to last a lifetime

Specifications

Display: 6.6" FHD+, LCD, 120Hz
Processor: Snapdragon 695
RAM: 6/8GB
Storage: 128GB
Battery: 5000mAh, 33W charging
Rear camera: 64MP+8MP+2MP
Front camera: 16MP
OS: Android 12, Realme UI 3.0
Weight: 195g
Thickness: 8.5mm

Reasons to buy

+
Great for low-light photography
+
Value for money
+
Solid battery life

Reasons to avoid

-
More bloatware than we’d like

Realme’s number series phones often come with impressive specifications and the Realme 9 Pro isn’t an exception. It is indeed one of the best camera phones under Rs. 20,000 price point.

The camera specifications of the triple rear camera setup on this phone include a 64 MP primary sensor with f/1.8 along with an 8 MP sensor with an ultra-wide lens offering a 119-degrees field of view and a 2 MP macro snapper with f/2.4. It also has a 16MP front-facing selfie snapper.

Apart from the hardware, the camera application on this phone comes with a ton of features that allows users to capture interesting images and shoot some great videos.

Some of its camera features are a super-Nightscape mode that captures more details than usual. If you want to capture the night sky, Realme offers Starry Night mode which can produce stunning images with the help of a tripod. 

The phone ship with Android 12 out of the box and though the Realme UI 3.0 offers a lot of tweaks and features, we aren’t fond of the ton of bloatware that the phone is riddled with. There is also an excellent 6.6-inch LCD panel with a 120Hz refresh rate.

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Redmi Note 11 Pro

(Image credit: Xiaomi)

3. Redmi Note 11 Pro

In a league of its own

Specifications

Display: 6.67" FHD+, AMOLED, 120Hz
Processor: Mediatek Helio G96
RAM: 6/8GB
Storage: 128GB
Battery: 5000mAh, 67W
Rear camera: 108MP + 8MP + 2MP + 2MP
Front camera: 16 MP
OS: Android 11, MIUI 13
Weight: 202g
Thickness: 8.12mm

Reasons to buy

+
Excellent performance
+
Battery life
+
120Hz Display 

Reasons to avoid

-
Inconsistent camera performance
-
Android 11

The Redmi Note 11 Pro is a well-rounded phone that offers great value for money and is an interesting choice for people who prefer a 4G phone over a 5G capable device. It is

It’s one of the latest offerings from Xiaomi under the Redmi Note 11 lineup and comes with a 6.67-inch AMOLED panel with 120Hz refresh, 1200 nits brightness and 360Hz touch sampling rate.

The Redmi Note 11 Pro has a quad-camera setup with the primary sensor being a 108MP snapper coupled with an 8MP Ultra-Wide, 2MP depth sensor and a 2MP macro sensor. The images captured with this setup are vibrant and the dynamic range is also very good. The phone manages to bring ample details out of the subject along with fair colour reproduction. The HDR mode is turned off by default, but we’d suggest you turn that on, so you get a better result.

iqoo z3

(Image credit: iqoo)

4. iQoo Z3

Specifications

Display: 6.58" FHD+, LCD, 120Hz
Processor: Snapdragon 768G
RAM: 6GB / 8GB
Storage: 128GB / 256GB
Battery: 4400mAh, 55W
Rear camera: 64+8+2MP
Front camera: 16 MP
OS: Android 11
Weight: 185g
Thickness: 8.1mm

Reasons to buy

+
Excellent display
+
Smooth performance

Reasons to avoid

-
Not a premium in-hand feel 
-
Unimpressive speakers

The iQoo Z3 has a 6.58-inch Full HD+ LCD panel with a 120Hz screen refresh rate and 180Hz touch sampling rate. It supports a resolution of 2408x1080 with 401 pixels per inch and a 90.61% screen to body ratio.

Talking about its camera specifications, the iQoo Z3 comes with a 64MP primary snapper. This is a Samsung GW3 sensor with an f/1.79 camera coupled with an 8MP ultra-wide lens and a 2MP macro lens. On the front is a 16MP selfie camera inside the dew-drop notch.

Other features of the camera include night mode, portrait, pano, live Photo, slow-mo, time-lapse, pro mode, 4K 60fps, AR stickers, and doc mode.  

Moto G71

(Image credit: Moto)

5. Moto G71

Specifications

Display: 6.43 FHD+, AMOLED, 60Hz
Processor: Snapdragon 695 5G
RAM: 6GB
Storage: 128GB
Battery: 5000mAh, 33W
Rear camera: 50MP + 8MP +2MP
Front camera: 16MP
OS: Android 12
Weight: 179g
Thickness: 8.5mm

Reasons to buy

+
Decent camera performance
+
Clean Android experience

Reasons to avoid

-
Only 60 Hz refresh rate

The Moto G71 is an upgrade over the Moto G60 and offers improved performance all around. It comes with a triple camera setup with a primary 50MP snapper.  With ample daylight, the phone is capable of capturing detailed images with decent colour reproduction. The 8MP ultra-wide-angle camera also doubles up as a macro shooter and produces excellent images.

The Moto G71 is also a perfect phone for those who don’t want to deal with any bloatware, ads - you get a near-stock Android 11 experience with a dedicated Google Assistant button.

Though the device is 5G capable and has a 5000 mAh battery, the display lacks a high refresh rate. The phone is powered by a Snapdragon 695 chipset which performs smoothly and the device is backed by a large 5,000mAh battery with a 33W fast charge.

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Jitendra Soni
Jitendra Soni

Jitendra has been working in the Internet Industry for the last 7 years now and has written about a wide range of topics including gadgets, smartphones, reviews, games, software, apps, deep tech, AI, and consumer electronics.