It's Get Safe Online week and, if you're like us, you will tend to skip over lists of security tips because you consider yourself web savvy and have probably heard them all before.

But, as a heavy web user, you are quite possibly more at risk than the majority of people who can plead ignorance to what they should be doing.

TechRadar asked getsafeonline.org's Managing Director Tony Neate and Prevx's security guru Jacques Erasmus for their tips on how to keep yourself and your loved ones safe.

1. Don't expect to notice a difference if you are infected

"We are past the days of viruses that cripple your computer, so don't expect to necessarily notice a huge difference in performance with an infected computer," Jacques Erasmus states.

"Everything could be running smoothly with CPU and processes not registering anything abnormal, while every piece of personal information on your laptop, including bank details, could be being transmitted to cybercriminals."

Tony Neate agrees: "If they are good then they don't want you to know your computer is affected and they ARE good."

"The first thing that many of these criminals do when they get control of computer is protect it. They will actually put antivirus software on your machine to protect it from other people because they are protecting their investment.

"The last thing they want to do is tip you off that you have been compromised."

2. Use TWO antivirus programs

"I always make sure I am running at least two separate security software products which are compatible with one another," says Erasmus.

"The reason I do this is because spyware, viruses and Trojans have got a LOT smarter in the last year or so and are now far more intelligent, some are even created solely with the purpose of bypassing major antivirus products.

"I have seen pieces of malware which connect to a computer, register what AV software is installed on it, and then decide which pieces of malware can get round this particular protection.

"By having two pieces of security software installed you can be assured you are getting strength in depth and one should always be behaviour-based, stopping the threats that are trying to outpace the signature updates issued by the major AV vendors."

3. Keep your OS and applications up to date

"For people who want to turn off their antivirus and firewall my recommendation would be to at least make sure your apps and OS are patched," adds Erasmus.

"This will make the job of getting the malware onto your machine so much harder."

Neate tells TechRadar that this is increasingly prevalent in cybercrime. "It's not just about updating your OS and antivirus any more," he says. "It's applications that are the latest exploit for people to get into PCs."

Your web browser is the most obvious route in over the internet, including the popular plug-ins that you run to view media.

"Browser flaws are one way of targeting people, and a very effective way of doing so," adds Erasmus.

"These bugs account for a very large amount of the infections we see on machines today, and this is mainly because they were not updated. I would say make sure you keep your security software as up to date as possible and use complementary security software products and you should be safe.

"The possibility of cyber-attacks shouldn't stop people enjoying the Internet and using the tools they want, but caution should always be exercised because it is a largely unregulated space.

"A popular way at the moment for malware to get onto your system is via Adobe Acrobat, where PDF files, which are specially crafted to exploit a vulnerability in older versions of Acrobat, are infecting thousands a day, and it's purely because the third-party application has not been updated."

4. A well-configured router

"Tackling the point of power users switching off their AV when they are gaming or when they get the feeling that it is getting in the way is a tough one," admitted Erasmus.

"What I personally rely on is a well-configured router which will help keep me safe while my machine is at risk to a certain extent. As many others do, I hardly ever switch my laptop off, however I do have scheduled scans which run at around 4am each day to at least alert me if something has happened, this is also the window of time I allocate for Windows Update.

"It's really a tough problem to fix, and a balance between usability and security, where usability is normally the winner."

5. Don't assume you can stay one step ahead

"People shouldn't assume that they can out-think the cybercriminals," says Neate. "You may know a lot about security at the moment, but you can't constantly be aware of the next scam or exploit.

"I know of a case recently where a woman who was the head of internet security at a major company was compromised online and she came out and admitted it."

"There's also the more obvious advice which people should definitely heed if they are going to avoid getting infected," adds Erasmus.

"Do not click on links sent to you in emails from people you don't know, do not visit dodgy porn websites, as these are often 'downloader' sites set up to specifically infect you, make sure you update your AV software every day and never turn it off (or try not to). If you do, make sure you scan it afterwards."

6. Keep your family safe

"Okay, so you know how to stay safe online and avoid the pitfalls," suggests Neate, "but do your kids, or your wife?

"You hear the horror stories of people doing everything well then getting home to have their wife say 'I clicked on this email link today and something happened…'

"Another thing I would say is that people who are tech savvy should take a look at getsafeonline.org and see if they think it's a good way of explaining things to people and then pass that on to their family on friends.

"Tech-savvy people often find it difficult to explain simple things to people, but this website should help them out."