What you make up with cameras like this being everything proof you tend to pay the price with a loss in image quality, and so is the case for the XP10. You won't get the finest pictures you've ever taken with a camera, but, given that it's designed for those moments you wouldn't normally be able to photograph, it almost doesn't matter.
The quality from well-lit scenes is actually fairly decent, the colours are reasonably bright and in iAuto mode does a good job of guessing the scene and exposing well. It starts to fall down in low light situation, but this camera is hardly designed for it so it's not surprising.
Fujifilm Finepix XP10: Sample photos